Gary Zaremba stands for a portrait outside of a house he oversees, Wednesday, Oct. 7, 2020, in Dayton, Ohio. Seven months after the pandemic began, landlords face an even more uncertain future. Zaremba, who owns and and manages 350 apartment units spread out over 100 buildings in Dayton, Ohio, said he has been working with struggling tenants and directs them to social service agencies for additional help. (AP Photo/Aaron Doster)FILE - In this Aug. 18, 2020, file photo, demonstrators hold signs as they listen to speakers against evictions outside the Science Museum of Virginia prior to the start of the Senate legislative session at the facility in Richmond, Va. Some landlords are trying to work with their commercial or residential tenants during the coronavirus outbreak, giving them a break on the rent or more flexible lease terms. But the crisis is costing them. (AP Photo/Steve Helber, File)Real estate investor Shad Elia, who owns 24 single-family apartment units in the Boston area, poses outside one of his properties, Thursday, Oct. 8, 2020, in Haverhill, Mass. Seven months after the pandemic began, landlords face an even more uncertain future. Elia says government stimulus benefits have allowed his hard-hit tenants to continue to pay rent. But now that those benefits have expired, tenants are falling behind on their payments, and Elia wonders how much longer his lenders will cut him slack. (AP Photo/Michael Dwyer)Real estate investor Shad Elia poses outside one of his properties as tenant Krystal Dingler walks her dog, Thursday, Oct. 8, 2020, in Haverhill, Mass. Seven months after the pandemic began, landlords face an even more uncertain future. Elia says government stimulus benefits have allowed his hard-hit tenants to continue to pay rent. But now that those benefits have expired, tenants are falling behind on their payments, and Elia wonders how much longer his lenders will cut him slack. (AP Photo/Michael Dwyer)Gary Zaremba stands for a portrait outside of a house he oversees, Wednesday, Oct. 7, 2020, in Dayton, Ohio. Seven months after the pandemic began, landlords face an even more uncertain future. Zaremba, who owns and and manages 350 apartment units spread out over 100 buildings in Dayton, Ohio, said he has been working with struggling tenants and directs them to social service agencies for additional help. (AP Photo/Aaron Doster)Gary Zaremba stands on the roof of a property he oversees, while they replace the roof, Wednesday, Oct. 7, 2020, in Dayton, Ohio. Seven months after the pandemic began, landlords face an even more uncertain future. Zaremba, who owns and and manages 350 apartment units spread out over 100 buildings in Dayton, Ohio, said he has been working with struggling tenants and directs them to social service agencies for additional help. (AP Photo/Aaron Doster)Gary Zaremba comes down a ladder after being on the roof of a house he oversees, while they replace the roof, Wednesday, Oct. 7, 2020, in Dayton, Ohio. Seven months after the pandemic began, landlords face an even more uncertain future. Zaremba, who owns and and manages 350 apartment units spread out over 100 buildings in Dayton, Ohio, said he has been working with struggling tenants and directs them to social service agencies for additional help. (AP Photo/Aaron Doster)
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Gary Zaremba stands for a portrait outside of a house he oversees, Wednesday, Oct. 7, 2020, in Dayton, Ohio. Seven months after the pandemic began, landlords face an even more uncertain future. Zaremba, who owns and and manages 350 apartment units spread out over 100 buildings in Dayton, Ohio, said he has been working with struggling tenants and directs them to social service agencies for additional help. (AP Photo/Aaron Doster)
