Houston – All this week, we are filling you in on what you “auto” know about buying a new or used car. In this segment, we’re talking about financing and a Houston woman who claims one dealership switched her lender without her knowledge. She then took the preapproval letter to Joe Myers Toyota. Williams believes Joe Myers gave her loan to Capital One instead of her credit union because the dealership received more money from Capital One in incentives. - If you secure financing or plan to use a bank or credit union to finance a vehicle, do all of the paperwork with that lender.