Home buyers feeling financially squeezed by higher interest rates are increasingly being steered by real estate agents and mortgage brokers to potentially riskier types of mortgages, similar to those seen ahead of the 2008 financial crisis, causing concern among some consumer advocates and industry analysts.

All rights reserved)Thinking about relocating to a more cost-effective neighborhood? You might not have to move too far out of Houston. 15 areas in Houston made the list of most budget-friendly cities for homeowners with a mortgage. LendEDU analyzed real estate data for more than 25,000 American cities specifically looking at the number of houses in each city where mortgages cost 30% or more of the household income. According to LendEDU, financial experts generally recommend that homeowners dedicate no more than 28% of their total household income towards monthly mortgage payments.