A new high school graduate may take out about $37,200 in student loans for college, according to a recent NerdWallet study. SPOT UNFAVORABLE LOAN TERMSThe line between student loans and loans marketed toward students can be murky. You can apply for federal loans by completing the Free Application for Federal Student Aid, or FAFSA. What matters is outcomes.You can find those in the Department of Education College Scorecard. Heres How to Ease the Load https://bit.ly/nerdwallet-college-loansDatabase of Accredited Postsecondary Institutions and Programs https://ope.ed.gov/dapip/#/homeU.S. Department of Education College Scorecard https://collegescorecard.ed.gov/