Under the new plan, income and family size will determine the payments for current and future federal student loan borrowers with some payments dropping to zero dollars per month.

The action is a result of what the department calls a “fix” to income-driven repayment plans. It’s expected to provide $39 billion in federal student loan forgiveness.

The U.S. Department of Education launched the application process for those seeking student loan forgiveness in ‘beta mode’ as of Friday night, multiple reports say.