Over the past year auto insurance rates are up a whopping 15%. Investigator Bill Spencer has five solutions to help you slash your car insurance bill. Bill managed to cut one woman’s bill by two-thirds saving her thousands of dollars.

You may have noticed the cost of car insurance is in overdrive. Many of us are getting bills hundreds of dollars higher at a time when just about everything is more expensive. Our KPRC 2 Investigates team is looking into why rates are rising and some ways you can try to get a lower bill.

If you have had to renew your auto insurance in the last year, you probably received a bill for at least 10% more than what you paid last year for the same or less coverage.

Shopping for car insurance is just like any other major item - it’s a good idea to shop around. There are a few things you should know when looking for the right policy for you, especially if you need to make a change.

Some drivers may or may not have noticed, car insurance rates are going up, but why is that?

Everyone wants to save as much money as they can when it comes to shopping for car insurance. But do you know enough about it to ask an agent the right questions? Or what top factors insurance companies consider to get you the best coverage? What you don’t know could hurt you and your wallet big time.

HOUSTON – When you shop around for car insurance, you probably realize your driving record and what you drive will determine how much you’ll pay for coverage. Now, a new study shows some auto insurance companies are charging customers more based on their education level and their job. Consumer Reports got quotes from eight different insurance companies for a 30-year-old woman with a clean driving record driving a 2016 Toyota Camry LE. Which companies are charging more for customers with no college degreeThree companies charged more when the only difference was the lack of a college degree. In its study, Consumer Reports found Allstate, State Farm and Travelers do not ask prospective customers about their job or education levels.

KLEIN – Bobbi Pfleger’s daughter knew something was wrong when she tried to start her mother’s SUV Tuesday in the parking lot at Klein Collins High School. “It sounded really really bad,” Pfleger recalled. “She was afraid to keep it running.”Once Pfleger’s husband arrived at the campus they discovered the vehicle’s two catalytic converters had been stolen -- just one of three converter thefts in the high school parking lot that very same day. The thieves are looking for atypical targets these days like high school parking lots. There are cameras in the parking lot but they are looking for leads.

HOUSTON – If you received a refund or a discount from your car insurance company, you may want to hold on to it. At least one company is making customers pay it back if they decide to leave for another insurer. We told you in April how a lot of insurance companies were refunding customers since roadways were virtually empty in march and April. Houstonian Kelsey Lok’s policy expired in July, but she got her refund in June as a $150 credit on her bill. In July, Lok found a better rate with a different insurance company.